Commercial Loan - Homesolve Funding LLC

Homesolve Funding LLC is a commercial loan broker dedicated to providing tailored financial solutions for businesses seeking to grow and thrive. With an extensive network and industry expertise, we connect clients with the best lending options available, ensuring their unique lending needs are met through term loans, bridge financing, lines of credit, and SBA loans.

We specialize in financing for various property types, including multifamily units, single-family rentals, office spaces, retail establishments, industrial properties, self-storage facilities, and land development projects. At Homesolve Funding LLC, we take pride in matching clients with the most suitable financing solutions to achieve their business objectives.

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Loan Programs

Bridge/Miniperm

Bridge loans are short-term loans intended to “bridge” the gap between immediate financing needs and long-term financing solutions. These loans often cover periods ranging from a few months to a few years and are typically used to finance property acquisitions, renovations, or stabilizations.

Permanent

Permanent loans offer long-term financing for commercial real estate properties. These loans are typically fixed-rate mortgages with terms ranging from 10 to 30 years. They are used for stabilized properties with consistent income streams.

Hard Money

Hard money loans are short-term, high-interest loans provided by private lenders. They are often used by real estate investors for property purchases and renovations. Hard money loans are secured by the property itself and are usually less stringent in terms of borrower qualifications.

Construction

Construction loans are used to finance the building or renovation of properties. These loans are typically short-term and cover the costs of labor and materials during the construction phase. Once the project is completed, the loan is usually converted into a permanent loan.

Agency Lending

Agency loans are backed by government-sponsored enterprises (GSEs) such as Fannie Mae and Freddie Mac. These loans are primarily used for multifamily properties and offer competitive rates and terms.

Business Lending

Business loans provide financing for business-related purposes such as property acquisition, expansion, or working capital. They can come in various forms, including term loans, lines of credit, and SBA loans.

Property Types

Multifamily

Hospitality

Office

Retail

Industrial

Self Storage

Land

Single-Family

Homesolve's 8 Step Process

Consult

The process begins with a personalized consultation to understand your specific financial needs, goals, and circumstances. During this stage, Homesolve Funding LLC’s experts will take the time to assess your requirements and answer any questions you may have. This step ensures alignment and sets a clear pathway for achieving your financial objectives.

Documentation Intake

Once the initial consultation is complete, the next step involves gathering the required documentation. This includes financial statements, property details (if applicable), credit history, and any other relevant data. Homesolve Funding LLC ensures a seamless intake process by providing clear guidelines and support to collect all necessary documents efficiently.

Loan Deck Creation

Using the documentation provided, Homesolve Funding LLC crafts a comprehensive loan deck. This polished presentation highlights your strengths and financial story to potential lenders. The loan deck includes critical information such as your background, loan purpose, key financial metrics, and any supporting data to enhance your profile.

Distribution to Network

The loan deck is then shared with Homesolve Funding LLC’s extensive network of lenders. This network includes traditional banks, credit unions, life insurance companies, private money lenders, and REITs. By leveraging strong relationships with a diverse array of financing sources, Homesolve ensures your loan opportunity is matched with the most suitable lenders.

Term Sheets Generated

After distributing the loan deck, interested lenders provide term sheets outlining their proposed loan terms. These term sheets include key details such as loan amounts, interest rates, repayment structures, and other conditions. Homesolve Funding LLC reviews these offers with you to ensure clarity and alignment with your goals.

Loan Selection

Once the term sheets are in, the focus shifts to selecting the most suitable loan option. Homesolve Funding LLC provides expert guidance to help you evaluate the offers, negotiate terms if needed, and choose the loan that best fits your financial and operational needs.

Underwriting

With the loan selected, the underwriting process begins. Lenders conduct due diligence, verifying the information provided and assessing the risk profile of the loan. Homesolve Funding LLC works alongside you to facilitate this process, addressing any questions or additional requirements from the lender.

Closing/Funding

The final step is the closing and funding of the loan. Homesolve Funding LLC coordinates with all involved parties to ensure that all closing documents are executed promptly and correctly. Once the paperwork is complete, the funds are disbursed, allowing you to move forward with your financial plans.